Privacy Policy

Last updated: April 20, 2022

This Privacy Policy describes how we collect, store, and use your data while using the Clip Finance protocol at https://www.clip.finance/ ("Service").

Any data that we collect is used with the sole purpose to improve the Service, as well as comply with any applicable regulation. Users of the Service residing in the European Union may have additional rights as described below in the section "GDPR".

Definitions

In order to read the Privacy Policy you need to understand the definitions:

• Company (referred to as either "the Company", "We", "Us" or "Our" in this document) refers to Clip Finance.
• Service refers to Clip Finance services that you can access at https://www.clip.finance/
• Cookies are small files that are placed on your computer, mobile device or any other device by a website, containing the details of your browsing history on that website among its many uses.
• Devicemeans any device that can access the Service.
• Personal Data is any information that relates to an identified or identifiable individual that you share with the Service provider.
• Usage Data refers to any information that is generated by the use of the Service and collected automatically.
• Website refers to https://www.clip.finance/
• You refer to the user or users who are using the service on behalf of his/herself or as ar representative of a company that he/she has a legal right to represent.

Types of Data Collected

Personal Data

In order to start using or continue to use the Service, we may ask You to provide us with personal data that can be used for identity verification and to contact you. This information may include the following:

• Full Name
• Email
• Phone number
• Address
• Copy of the identification documents
• Proof of registration (in case of a legal company)
• Proof of address
• Source of funds
• Usage data
• Etc, according to applicable laws at any given time

Additional Personal Data

If required by the law, we may ask for a copy of your criminal record.

Blockchain Data

If and when required by the law, we or our partners may collect and monitor information from blockchain transactions to comply with the KYC/AML requirements. This includes cryptocurrency wallet addresses, individual transaction volume, and transaction size. We will notify all users if this sort of data collection will become a necessity.

Information we collect when communicating with our Support

In order to improve our Service, we may collect your IP address, and how you use the Website, including what actions you do, what you click on, the time when you visit the Website, what you search for, and your hardware attributes, and other similar information.

Usage Data

We may use cookies to collect the usage data automatically.

The usage data may include your IP address, browser type, browser version, the time of your visit, the time you spend on specific pages of the Website, information about the device you’re using, and other diagnostic data.

How data is collected

We use Cookies to collect information on how users interact with the Service. A Cookie is a small file placed on your browser. You can choose to refuse the usage of Cookies in your browser settings. Unless you’ve disabled Cookies in your browser settings, the Website may use Cookies to collect information. Cookies can be persistent or session cookies. Persistent Cookies will remain on your device when you cancel the session and go offline. These Cookies help us to remember your preferences when you use the Website, such as your language preferences or log-in details. The purpose is to provide a better user experience. Session Cookies are deleted as soon as you close your web browser. Session Cookies are used to enable some of the features of the Service. They help us to authenticate users and prevent the fraudulent use of the Services. Without session Cookies, it would be impossible to provide the Service.

We may use web beacons to collect Website and communication statistics. Web beacons are small electronic files that help us to count users who’re visiting our Website, which pages are being visited, who open our emails and other similar statistics.

Use of your Personal Data

The Company may use Personal Data for the following purposes:

• to provide, maintain and monitor the usage of the Service
• to provide access to different functionalities of the Service
• if and as needed according to applicable regulatory requirements, to verify your identity via in-house compliance team or by contracting a third-party verification and compliance services
• to share with other protocols Clip Finance uses to farm yield if and when that sort of compliance requirements are enforced
• to contact you about updates related to the Service and the Website and other relevant information about Clip Finance. Communication channels include email and push notifications.
• to manage your support requests
• for business transfers: We may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by us about our Service users is among the assets transferred.

Your Personal Data may be shared in the following situations

• third-party plug-ins such as Facebook or Twitter may collect information about you even if you do not click the buttons, including your IP address and other pages you view. Please read the websites and privacy policies of these platforms carefully.
• for business transfers: We may share or transfer your personal information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• with affiliates: We may share your information with our affiliates, in which case the affiliates must agree to handle your Personal Data according to this Privacy Policy.
• We may share your information with business partners to conduct airdrops and other cross-promotional activities.
• We can disclose your Personal Data for any purpose with your written consent.

Storing your Personal Data

We store your Personal Data only for the purposes set out in this Privacy Policy. Your Personal Data is stored only as long as necessary, and as long as may be required by the applicable law.

Your Usage Data is stored for internal analysis purposes for a short period of time unless the Usage Data is used to improve the security or functionality of the protocol, or if we’re legally obligated to retain this data for a certain period of time.

Transfer of your Personal Data

Clip Finance is a decentralised protocol, which means that your data may be processed, stored and transferred outside of the jurisdiction you’re residing in. Your usage of the Service and submission of any data to use the Service represents your consent to the way we process, store, and transfer your data.

Disclosure of your Personal Data

We may disclose your Personal Data in the following situations:

• if the company is involved in an acquisition, merger, or asset sale, your Personal Data may be disclosed and transferred. You will be notified of any such event.
• your Personal Data may be disclosed to law enforcement agencies in response to a valid request by the authorities
• investigate or prevent malicious activity in connection to the Service
• protect the Users from being harmed
• protect the Service against a legal liability

We prioritise the security of your Personal Data, but due to the nature of how the internet works, no method of transmission or storage is completely secure.

Children's Privacy

Our Service is prohibited from use by anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If We become aware that We have collected Personal Data from anyone under the age of 18 without verification of parental consent, we take steps to remove that information from Our servers.

Links to Other Websites

Our Website may contain links to other websites that are not managed by Us. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party websites or services.

Changes to this Privacy Policy

We update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. We will add a date to each update and will notify users about the updated Privacy Policy via email or via a notification on the Website.

Contact Us

With any questions related to this Privacy Policy, please contact us at hello@clip.finance